Income Tax Returns

7 Responses to “Mortgage company wants my 2005 and 2006 income tax returns. Is it required?”

1. Gerald says:

   February 16, 2010 at 2:32 pm

   Some companies want 5 years or more. Yes it is required to show sustained employment and past income. Don’t argue with the mortage company—it is only past records and paper.
2. Landlord says:

   February 17, 2010 at 4:27 am

   sonora california

   They simply want your income documented. This is no big deal.
3. Griffin says:

   February 17, 2010 at 10:08 am

   The prior answer is correct. They just want to verify prior income. Additionally, they want to make sure that you have been paying your taxes, and haven’t been doing any fishy stuff. The government gets first dibs on you money if you owe back taxes.

   I had to provide the same information.
4. Bob W says:

   February 18, 2010 at 5:26 pm

   It is their money…….you can say no and not get the loan or say yes and get the loan…your choice..you think they will lend money to you just because you are a nice person?
5. redgator40 says:

   February 22, 2010 at 5:21 am

   only if you want the money. if you’re refinancing that means you’ve financed before and should know this info is required.
6. newjerseyguy says:

   February 25, 2010 at 9:20 am

   Its required if you want the loan. They want verification of your income.
7. lucky13darkangelblue says:

   February 27, 2010 at 12:16 pm

   some companies want them but if you have a good credit score like over 680 you can find a company that doesn’t require them….do a search for that…